Social Security Disability benefits are often awarded after a long and in-depth application process. Usually, individuals are awarded benefits after they have been disabled for many months. Fortunately, the Social Security Administration (SSA) implemented SSDI backpay to help offset the time it takes for the SSA to finalize a decision on your case.
At Crest SSD, we specialize in helping individuals win disability claims and be awarded the compensation they deserve. If you have questions about how SSDI backpay works, please complete this form or call us at the number above to speak with a qualified agent today.
What is Social Security Disability Back Pay?
Back pay is considered payments for the months between the date you applied for disability benefits and the date you were approved for benefits. Back pay is another term for “past-due” benefits that have accrued during the approval process.
Why is this important? Most claims are denied one or more times before the claimant is approved for benefits. Additionally, the Social Security Disability application process is usually lengthy, and months or years can pass while awaiting approval.
When applying for benefits through the Social Security Disability Insurance (SSDI) program, there are key dates and phrases that SSA uses that you should be aware of when determining how to calculate your disability back pay.
— Retroactive benefits are paid for the months between when you became disabled — also known as your disability onset date — and when you first applied for Social Security disability benefits. This time period is identified as benefits that you were eligible to receive if you had applied for benefits earlier.
— Onset Date: The SSA utilizes the date you filed your disability application as your established onset date, so long as medical evidence supports that you were in fact disabled upon applying for benefits.
If you were disabled for a period of time before your application date, we highly recommend that you utilize an SSD representative such as Crest SSD to help advocate on your behalf for an onset date that reflects when you became disabled.
— Wait Period: The SSA requires that you must be disabled for five months after your disability onset date before you can begin receiving benefits. You can start receiving benefits at the beginning of the sixth month.
Keep in mind that the five-month wait period is typically much shorter than the time it takes for an application to be approved.
— Application Date: Retroactive benefits may not be collected for more than 12 months. When taking into consideration the five-month wait period, the Social Security Administration will only recognize a disability onset date up to 17 months before the application date.
How Crest SSD Can Help
If you are interested in discovering how to calculate your SSDI backpay, consider utilizing our SSDI Back Pay Calculator, which will walk you through the steps.
We know that applying for Social Security Disability benefits alone can be a daunting task, especially when you have to fight for your backpay! We are skilled in helping individuals just like you win the backpay and benefits you deserve.
To begin your disability application and to calculate your potential back pay, call us today at the number above to speak directly with one of our skilled advocates. Our team of helpful professionals is ready to assist you today!
– You can also complete this free evaluation form to get started.